Dunedin-based · lending nationwide
Clear mortgage advice for NZ buyers - at no cost to you
Buying your first home, moving to your next, or refinancing? We compare New Zealand's major banks and specialist lenders to find the structure that actually fits you. The lender pays us, so our advice is free for almost all clients - and always independent.
✔ 20+ years in banking & advisory
✔ Dual-qualified (NZ Certificate, Level 5)
✔ All major banks + specialist lenders
Meet your adviser
Jason Te Au
I've spent two decades in banking and corporate finance - including HSBC, Lloyds, BNZ and Forsyth Barr before bringing that experience to everyday New Zealanders through Lancewood. You get institutional -grade thinking, explained in plain English, with none of the pressure. My job is simple: help you understand your position and take the right next step.
Why Lancewood Mortgages?
Independent advice, always on your side
We’re not tied to any one bank, so you benefit from unbiased options and our best-fit recommendation for you.
Access to New Zealand’s full lender market
We compare all major banks plus specialist lenders, so you get more choice, better options and fewer surprises.
Local expertise, national reach
Based in Dunedin, we understand the local market and settlement challenges, and we work nationwide to help you wherever you’re buying.
No cost to you, the bank pays us.
Our mortgage advice is free for almost all clients. We are paid by the lender when your loan settles, which means you get expert guidance at no extra cost and still receive fully independent recommendations tailored to your situation.
Broker vs. going direct
Why not just walk into your own bank?
You can - but your bank can only ever offer you your bank. Here's what changes when someone compares the whole market on your behalf.
More options, not one bank's
Going direct gets you a single lender's rates and rules. We compare the major banks plus specialist lenders, so you see where you genuinely fit best.
Set up the right way
It's not just the rate. How your loan is split and fixed shapes what you pay for years - we structure it around your goals and handle the lender back-and-forth for you.
Free to you
The bank pays us when your loan settles, so our advice costs almost all clients nothing. If a situation is ever different, you'll know before you commit.
How it works
A simple path from first chat to approval
01
Free consultation
A straightforward conversation to understand your situation, your goals, and where you're at right now.
02
Review your numbers
I look over your income, deposit and position to see what lenders will actually consider for you.
03
Explore your options
I compare multiple lenders and structures to find what works best for you - not just what one bank offers.
04
Clear next steps
You'll know exactly what you can do, what to improve if needed, and how to move forward with confidence.
What clients say
Real outcomes, plainly explained
I dealt with Jason Te Au with my first mortgage and he was unbelievably good and made it very easy and straight forward for me to purchase my first home. Definitely recommend these guys for mortgages!
Lucas B.
Jason has been an excellent mortgage broker, very prompt and efficient service. He's experienced and has broad knowledge across investment and development lending.
Jimmy H.
Jason was worth his weight in gold! His regular communication and ability to explain things in a way that was easy to understand made the whole mortgage application process very simple.
Mel K.
Helping You Make Smarter Home Loan Decisions
At Lancewood, we specialise in finding the right lending solution for your stage of life, whether you’re buying your first home, upgrading, or refinancing. We combine years of banking and advisory experience with a modern, transparent approach that puts you in control.
All your options in one place
We compare the whole market for you
Frequently asked questions
