Helping You Make Smarter Home Loan Decisions
At Lancewood, we specialise in finding the right lending solution for your stage of life, whether you’re buying your first home, upgrading, or refinancing. We combine years of banking and advisory experience with a modern, transparent approach that puts you in control.
How we can help
Tailored Mortgage Solutions
We guide you through every step from getting pre-approved to moving in. We’ll help you understand your borrowing power, compare lenders, and secure terms that fit your goals.
If you’re upsizing, downsizing, or building, we’ll make sure your next move is structured smartly. We can help with bridging finance, property sale timing, and new-build lending.
Markets shift, and so should your mortgage. We’ll assess whether your current structure still serves you best, compare leading rates, and manage the entire refinance process.
Why Lancewood Mortgages?
Independent advice, always on your side
We’re not tied to any one bank, so you benefit from unbiased options and our best-fit recommendation for you.
Access to New Zealand’s full lender market
We compare all major banks plus specialist lenders, so you get more choice, better options and fewer surprises.
Local expertise, national reach
Based in Dunedin, we understand the local market and settlement challenges, and we work nationwide to help you wherever you’re buying.
No cost to you, the bank pays us.
Our mortgage advice is free for almost all clients. We are paid by the lender when your loan settles, which means you get expert guidance at no extra cost and still receive fully independent recommendations tailored to your situation.
Frequently asked questions
All your lending options in one place
We compare major banks and specialist lenders for you, making the process simple
